Premium Account

Maximize your financial potential and enjoy exclusive benefits with our premium accounts designed for your personal customers. This interest-bearing account allows you to make the most of your money while enjoying competitive rates and flexible features.

Available in multi-currencies; Zambian Kwacha (ZMW), United States Dollar (USD), Great British Pound (GBP), Euro (EUR) & South African Rand (ZAR)

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Experience The Unmatched Benefits With

our Personal Premium Current Accounts

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Opening balance : ZMW 250

An initial deposit of ZMW 250 is required to enjoy exclusive benefits and premium banking services with ease and flexibility.

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Minimum Balance: ZMW 250.

To avoid extra charges on your Premium Current Account, ensure that a minimum balance of ZMW 250 is maintained throughout the month.

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Monthly maintenance fee: ZMW 25

Enjoy the benefits of Premium Current Account with a low monthly maintenance fee of ZMW 25, if your balance falls below the minimum required.

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Interest: 3% Per Annum

Earn 3% per annum interest on your balances of ZMW 250 or above, helping you grow your wealth effortlessly.

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ATM cash withdrawal fee: ZMW 5 on us

We charge ZMW 5 on FAB ATM withdrawals, ensuring more convenience and savings for you.

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Free monthly account statement

Stay on top of your finances with easy access to detailed statements every month, absolutely free.

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Digital Offering

ATM card, Online Banking

See what our customers say

Chileshe Mwansa

Your Internet Banking has made managing my finances so much easier. I can transfer funds, check my loan, and set up payments without visiting the branch. It’s fast, reliable, and very convenient.”

Brian Phiri

I really appreciate the ability to view my loan details and repayment schedule online. It helps me plan better and stay on track without needing to call or visit the bank.

Natasha Zulu

The online card request and blocking feature is a game changer. I was able to block my card instantly when I misplaced it, which gave me peace of mind.

Lushomo Bundo

I regularly make multiple transfers, and the Internet Banking platform allows me to do this quickly in one session. It saves me a lot of time compared to traditional banking.

Eroy Mwale

Setting up standing instructions has made my life easier. My regular payments are now automated, and I don’t have to worry about missing due dates anymore.”

Fred Mungaila

The updated Internet Banking platform is very user-friendly. Navigation is simple, and everything is clearly laid out, making transactions smooth and stress-free.

Joel Moono

Every time I visit Lusaka Main branch, I receive excellent service. The staff are professional, helpful, and always willing to go the extra mile to assist me.

Mary Musonda

I had an issue with my account, and the branch team resolved it quickly and professionally. Their responsiveness and customer care are truly impressive.

Dennis Sinkala

I enjoy the convenience of Internet Banking, but it’s also reassuring to know that the branch team is always ready to assist when needed. It’s the perfect balance of digital and personal service.

Martin Ken

First Alliance Bank continues to deliver excellent service both online and in-branch. The improvements to Internet Banking show they truly care about making banking easier for customers.

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FAQ

How Can We Help You?

What types of current accounts do you offer?
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