Business Banking

At First Alliance Bank, our business banking services are tailored to meet the unique financial needs of SMEs and corporates. We offer deposit products, Current Accounts, Forex Accounts, and high-yield Fixed Deposits. Partner with us for personalised service, innovative solutions, and a commitment to driving your business success.

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Our Solutions

Your Business Goals, Our Purpose
Explore Our Tailored Solutions

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Exporters Account
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Exporters Account

Designed especially for registered export businesses, providing specialized banking solutions to support global trade and ensure smooth transactions.

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Platinum Business Current Account
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Platinum Business Current Account

A tailored solution designed to streamline daily cash flow and transaction for businesses. Enjoy efficiency, flexibility, and premium banking benefits.

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NGO Account
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NGO Account

Provides tailored banking solutions for non-profit organisations, helping registered NGOs efficiently manage their funds. Streamline donations, expenses, and financial operations with ease.

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Corporate Deposit Products

Premium Accounts

  • bullet iconEarn good interest on your daily balances.
  • bullet iconThe greater the equilibrium the greater the amount of interest.
  • bullet iconNo limitations on how the account may be used.
  • bullet iconComplimentary monthly account statements.
  • bullet iconAccount available at any branch of ours.
  • bullet iconIf the minimum balance of K1000 for corporate accounts and K250 for personal accounts is kept, there is no monthly maintenance charge.
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Attractive Fixed Deposits / Short Term Deposits

Crafted to accommodate your preferences for tenor and deposit amount

  • bullet iconDuration: 91 days to 1 year.
  • bullet iconA K500 minimum payment.
  • bullet iconAdequate interest rates based on the length of time and amount of deposits.
  • bullet iconBuilt-in quick guaranteed loans up to 75% of the account amount on the date of availability.
  • bullet iconThe Fixed Deposits collateral is only covered by cash.
  • bullet iconPeriodically levied loan interest at the Banks lending rate.
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LOANS AND ADVANCES

In order to meet the needs of small and large businesses alike, we provide a comprehensive array of loan solutions. We provide customized financial solutions to support your company endeavors in a number of industry sectors, including wholesale and retail commerce, mining, manufacturing, agriculture, transportation, hospitality and tourism, construction, and real estate.

Credit Products:

  • bullet iconProject Financing.
  • bullet iconOverdrafts.
  • bullet iconTerm Loans.
  • bullet iconBank Guarantees - Bid Bonds Guarantee, Performance Guarantee and Advance Guarantee.
  • bullet iconLetter of Credit.
  • bullet iconRetail and Wholesale Credit for Trading activities.
  • bullet iconInvoice/Bills Discounting facility.

Join Us in Embracing the
Future of Digital Banking Revolution

Our user-friendly digital platform allows you to open an account from the comfort of your home or on the go, anytime, anywhere.

See what our customers say

Chileshe Mwansa

Your Internet Banking has made managing my finances so much easier. I can transfer funds, check my loan, and set up payments without visiting the branch. It’s fast, reliable, and very convenient.”

Brian Phiri

I really appreciate the ability to view my loan details and repayment schedule online. It helps me plan better and stay on track without needing to call or visit the bank.

Natasha Zulu

The online card request and blocking feature is a game changer. I was able to block my card instantly when I misplaced it, which gave me peace of mind.

Lushomo Bundo

I regularly make multiple transfers, and the Internet Banking platform allows me to do this quickly in one session. It saves me a lot of time compared to traditional banking.

Eroy Mwale

Setting up standing instructions has made my life easier. My regular payments are now automated, and I don’t have to worry about missing due dates anymore.”

Fred Mungaila

The updated Internet Banking platform is very user-friendly. Navigation is simple, and everything is clearly laid out, making transactions smooth and stress-free.

Joel Moono

Every time I visit Lusaka Main branch, I receive excellent service. The staff are professional, helpful, and always willing to go the extra mile to assist me.

Mary Musonda

I had an issue with my account, and the branch team resolved it quickly and professionally. Their responsiveness and customer care are truly impressive.

Dennis Sinkala

I enjoy the convenience of Internet Banking, but it’s also reassuring to know that the branch team is always ready to assist when needed. It’s the perfect balance of digital and personal service.

Martin Ken

First Alliance Bank continues to deliver excellent service both online and in-branch. The improvements to Internet Banking show they truly care about making banking easier for customers.

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How Can We Help You?

What types of current accounts do you offer?
What are the requirements to open a current account?
Can I get a debit card with my current account?
Are there monthly maintenance fees?