Personal Banking

Personal Banking services are tailored to the various financial requirements of both individuals and companies. We provide a selection of retail deposit products, Forex Accounts and Attractive Fixed Deposits. Enjoy personalized service and a commitment to your financial success with our comprehensive personal banking solutions.

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Our Solutions

Your Financial Goals, Our
Purpose: Explore Our Solutions

Junior Savings Account
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Junior Savings Account

Designed for children ages 0 to 18, to teach your children the joys of saving. This account will improve parent-child ties, give them educational materials, and assist them in becoming financially independent.

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Goal Getter Account
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Goal Getter Account

Helps individuals save money regularly for specific financial goals. This recurring deposit account is perfect for consistently reaching your financial objectives.

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Learn & Save Student Savings Account
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Learn & Save Student Savings Account

Aimed at enabling students to handle their money with simple access to cash, reasonable tuition, and useful financial education for a better future.

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Platinum Savings Account
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Platinum Savings Account

Take advantage of your savings with our exclusive offer of free banking and get 6% interest. Save more now and earn more annually. Participate in Zambia's emerging savings culture.

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Mfumukadzi Current Account (Womens)
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Mfumukadzi Current Account (Womens)

Enjoy seamless access to your earnings, exclusive benefits, and easy management of your finances. Join us today for a secure and rewarding banking experience tailored for you!

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Salary Current Account.
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Salary Current Account.

Maximize your financial potential and enjoy exclusive benefits with our Premium Current Accounts designed for both personal and corporate customers.

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Expatriate Account
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Expatriate Account

Take advantage of your savings with our exclusive offer of free banking and get 6% interest. Save more now and earn more annually. Participate in Zambia's emerging savings culture.

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Senior Citizens Account
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Senior Citizens Account

Enjoy seamless access to your earnings, exclusive benefits, and easy management of your finances. Join us today for a secure and rewarding banking experience tailored for you!

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Sungako Kandalama Savings
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Sungako Kandalama Savings

Maximize your financial potential and enjoy exclusive benefits with our Premium Current Accounts designed for both personal and corporate customers.

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Premium Current Accounts
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Premium Current Accounts

Take advantage of your savings with our exclusive offer of free banking and get 6% interest. Save more now and earn more annually. Participate in Zambia's emerging savings culture.

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Fixed Deposit Accounts
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Fixed Deposit Accounts

Enjoy seamless access to your earnings, exclusive benefits, and easy management of your finances. Join us today for a secure and rewarding banking experience tailored for you!

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Retail Deposit Products

Premium Accounts

  • bullet iconGet attractive interest on your daily balances.
  • bullet iconThe quantum of interest increases as the balance increases.
  • bullet iconNo limitations on how the account may be used.
  • bullet iconComplimentary monthly account statements.
  • bullet iconAccount available only to account holders.
  • bullet iconIf the minimum balance of K1000 for corporate accounts and K250 for personal accounts is kept, there is no monthly maintenance charge.
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Attractive Fixed Deposits / Short Term Deposits

Designed to suit your convenience on choice of tenor and amount of Deposit

  • bullet iconDuration: 60 days to 1 year.
  • bullet iconA K500 minimum amount.
  • bullet iconCompetitive interest rates that vary based on the amount and term of deposits.
  • bullet iconEarn up to attractive interest up to 13% on the balance in the account on date of enrollment.
  • bullet iconThe Fixed Deposit Calculator is only operated by management.
  • bullet iconPeriodically linked loan interest at the Bank’s lending rate.
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Forex Products

  • bullet iconWe maintain Forex Accounts denominated in USD, GBP, ZAR, EURO.
  • bullet iconWe also offer Fixed Deposits facility in these currencies.
  • bullet iconWe offer Premium Accounts facility with a cheque book facility.
  • bullet iconCustomers with such accounts in Forex currencies.
  • bullet iconInternational Electronic Funds transfer through SWIFT.

Join Us in Embracing the
Future of Digital Banking Revolution

Our user-friendly digital platform allows you to open an account from the comfort of your home or on the go, anytime, anywhere.

See what our customers say

Chileshe Mwansa

Your Internet Banking has made managing my finances so much easier. I can transfer funds, check my loan, and set up payments without visiting the branch. It’s fast, reliable, and very convenient.”

Brian Phiri

I really appreciate the ability to view my loan details and repayment schedule online. It helps me plan better and stay on track without needing to call or visit the bank.

Natasha Zulu

The online card request and blocking feature is a game changer. I was able to block my card instantly when I misplaced it, which gave me peace of mind.

Lushomo Bundo

I regularly make multiple transfers, and the Internet Banking platform allows me to do this quickly in one session. It saves me a lot of time compared to traditional banking.

Eroy Mwale

Setting up standing instructions has made my life easier. My regular payments are now automated, and I don’t have to worry about missing due dates anymore.”

Fred Mungaila

The updated Internet Banking platform is very user-friendly. Navigation is simple, and everything is clearly laid out, making transactions smooth and stress-free.

Joel Moono

Every time I visit Lusaka Main branch, I receive excellent service. The staff are professional, helpful, and always willing to go the extra mile to assist me.

Mary Musonda

I had an issue with my account, and the branch team resolved it quickly and professionally. Their responsiveness and customer care are truly impressive.

Dennis Sinkala

I enjoy the convenience of Internet Banking, but it’s also reassuring to know that the branch team is always ready to assist when needed. It’s the perfect balance of digital and personal service.

Martin Ken

First Alliance Bank continues to deliver excellent service both online and in-branch. The improvements to Internet Banking show they truly care about making banking easier for customers.

Contact Us

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FAQ

How Can We Help You?

What savings accounts are available?
How do I earn interest on my savings?
Is there a minimum balance required?
Can I access my funds anytime?